Negotiating private student loan settlements since 2013
Certified, Experienced, and Aggressive
I settled my first private student loan in 2013 with Sallie Mae.
Since then, I've helped hundreds of borrowers and cosigners from all walks of life resolve crushing private student loans, by negotiating drastically lower payoffs.
Sick of high payments and high interest rates? Learn more about how we help below:
As featured in (click the links below):
The evolution of private student loan settlement:
As a professional negotiator since 2009, a NACCC Certified Credit Counselor since 2011, and a NACCC Certified Student Loan Counselor since 2014, I am well equipped to negotiate the lowest settlement possible on your private student loans.
Large "old school" settlement relief companies are not equipped to negotiate private student loans and charge exorbitant fees - sometimes as much as 25-33% of your ENTIRE loan amount!
And they have no incentive to get you the best deal, because they get paid their same huge fee regardless of how good of a settlement they negotiate for you.
After working as a lead credit card negotiator for one of these companies in 2009, I knew there had to be a better way: the performance based model, at a fraction of the cost of what the large companies charge.
After a decade of private student loan experience where I developed advanced negotiation strategies and tactics, and high level industry relationships; I am able to deliver massive balance reductions for each and every one of our clients.
Then, I make sure the settlement is executed properly (especially the $0 balance reported to credit bureaus), and provide the resources you need to rebuild your credit post-settlement.
My Experience
I've settled millions of dollars of accounts with major lenders like Navient, Chase, Bank of America, Citizens Bank, Earnest, SoFi, Sallie Mae, the National Collegiate Trust, Wells Fargo, Citibank, and many many more.
In the past I have also provided federal student loan counseling, credit counseling, credit card settlement, and business consulting.
Through experience, advanced strategy, and high level industry relationships; I am able to consistently negotiate settlements like the examples on this page (check out our social media for many more examples - links below).
My Services
I offer performance based settlement for borrowers with at least $20,000 in private student loans.
No settlement letter? No charge. We are completely performance based.
We will offer empathy, advice, and guidance on your free evaluation call - click here to schedule today!
By the way - our guidance is not info you're not going to find on a Google search or from some anecdotal, one off experience posted on Reddit.
We are in the trenches negotiating on all different types of private student loan situations day in and day out - and have been for many years.
Your lender doesn't listen to you or work with you - we know.
But we will tell you the industry secrets they don't ever want you to hear.
Our Team
Mycreditcounselor is an Ohio small business founded on Midwestern values, with offices in Columbus and Athens - serving clients nationwide (and even overseas).
Our team is made up of counselors Andrew Weber and Debbie Valencia; and office manager Gesrale Alvez.
Andrew is the owner and a full time private student loan negotiator, and Debbie is a financial aid counselor for the University of Miami who uses her experience to counsel and advise our potential clients during evenings and weekends.
Andrew and Debbie have been working together since 2016, and have both faced their own struggles with student loans in the past as well - so we know what it's like!